|
foreclosure
My home is in foreclosure. My income was drastically reduced, applied for a loan modification. After months of going back and forth with BAC, submitting the forms twice, being told to just keep checking, being told by three different reps on three different times my paperwork was finally with the underwriters, then being told by another it wasnt, I was then denied and told to try again. By this time, Im three months late. I truly believe I got this mortgage that I really should not have been approved for to begin with. When my numbers didnt fit, the rep told be how to fudge it and what to write. When the appraiser came, the numbers were inflated to meet the requirements. Now Im in a mess and I think thats were BAC wanted me in the first place. Anyone else who is in the same position and feel that they helped you along when getting approved, please contact me. Maybe there is strenght in numbers. |